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Not a will. A map.

A will decides who receives what. It rarely says where any of it actually is — and that gap is where families get lost.

Most of us, if we've thought about it, have thought about a will: who gets the house, who gets the savings. It feels like the responsible, finished thing to do.

And it matters. But a will answers only one question — who inherits. It almost never answers the one a grieving family gets stuck on: where is any of it?

Ownership is decided by law. Location is decided by memory.

A will can name your daughter the heir to your investments, but not tell her which firm holds them, or that a second account exists. Between “you are the heir” and “here is what there is” lies a map that usually exists in only one head.

So please make a will — and leave a map beside it: a simple record of where things are kept, so the people you named can actually find what you left them. Discovery, not transfer.